When you buy a home you make the biggest investment decision of your life. It can also be the most expensive mistake.

Australian Property Finance can help you!

We are experienced mortgage brokers who have helped hundreds of happy people from all walks of life find the best mortgage products for their particular financial situation and needs.

We constantly access the market to select the best loans on offer from all the major banks and other lenders.

We always strive for excellence to ensure that you, our valued client, can obtain the best deal.

Call us to find out how we can help you.

    Australian Property Finance has been in operation since 1997. Greg & John hold full Australian Credit Licenses, and Greg is a registered Justice of the Peace. Kelly & Tony are Authorised Credit Representatives & all the team have completed their Diploma of Financial Services (Finance/Mortgage Broking Management). The team includes:

    John Fernance Dip FS FMB, Dip FS FP, C.Dec
    John has been in the finance industry for over 28 years. During most of this time he has been self-employed. This means he has a vast knowledge base and a deep understanding of a client needs, including those who works for themselves. Through careful structuring and planning, John has been able to help numerous clients secure their first home, investment property or better deals on their existing loans. This has assisted many customers work their way to a solid financial future. John holds a full Australian Credit License.

    Kelly Cox Dip FSMB
    Kelly has been in the finance industry since 1988 where her banking career spanned 20 years of dedicated service within many facets of the industry. Since 2008 Kelly has worked in the Mortgage Broking Industry. Kelly's client base has been built through trusted relationships and word of mouth and her genuine desire to help people reach their financial goals.

    Tony Newcombe, Dip FS MBM, Cert IV in Training & Assessment
    Tony has over 40yrs experience in the finance industry. Having worked for Colonial State Bank, Suncorp, St George & held National Training Manager roles with Mortgage Aggregation Companies National Brokers Group, Vow Financial/Yellow Brick Road. In 2016 Tony has joined the APF Charlestown team as both a mortgage broker & trainer / coach / mentor to new & existing brokers to the industry. We welcome his experience & value to the team he will bring. Tony lives on the central coast & will also service the Sydney area for us.

    Greg Sterland JP, Dip FSMB
    Greg has been a Banker for over 33 years. He has been working as a Professional Banker (Broker) since 1997 and specialises in residential and investment property finance. His knowledge of investment loan structuring and lender products is second to none and has built his substantial client base on this reputation. Greg holds a full Australian Credit License and is a registered Justice of the Peace.

    Coralie has been in the Banking industry since 1977. Coralie started as a Teller and then work her way up to a Loans Officer and spent ten years in that role followed by six years as a Branch Manager. Coralie joined her husband Greg Sterland in the mortgage Broking business in 2004. Coralie assists the Brokers in the office with administration and client liaison.

    • apfinancial staff